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Proactive Disclosure
RBC/BMO Appendix C - Royal Bank and Bank of Montreal - Overlap Markets
This appendix sets out the urban and rural markets which we have examined as part of our competition review. It is up to the Banks to propose how to address the conclusions set out in this letter. No inference is made and none should be drawn about the future of any branch located in any market listed in this appendix.
| Province | Will Not Result in a Substantial Lessening of Competition | May Result in a Substantial Lessening of Competition | Will Result in a Substantial Lessening of Competition |
|---|---|---|---|
| 49 Geographic Markets with 198 Royal Bank and Bank of Montreal Branches | 71 Geographic Markets with 1698 Royal Bank and Bank of Montreal Branches | 104 Geographic Markets with 480 Royal Bank and Bank of Montreal Branches | |
| NFLD | Corner Brook | ||
| NFLD | Gander | ||
| NFLD | Grand Falls | ||
| NFLD | St. John's | ||
| NFLD | Stephenville (Rural) | ||
| PEI | Charlottetown | ||
| PEI | Summerside | ||
| NS | Antigonish (Rural) | ||
| NS | Bridgewater (Rural) | ||
| NS | Cape Breton | ||
| NS | Halifax | ||
| NS | Kentville | ||
| NS | Liverpool (Rural) | ||
| NS | New Glasgow | ||
| NS | Port Hawkesbury (Rural) | ||
| NS | Truro | ||
| NS | Yarmouth (Rural) | ||
| NB | Bathurst | ||
| NB | Dalhousie (Rural) | ||
| NB | Edmundston | ||
| NB | Fredericton | ||
| NB | Grand Falls (Grand-Sault) (Rural) | ||
| NB | Miramichi (Rural) | ||
| NB | Moncton | ||
| NB | Saint John | ||
| NB | St. Stephen (Rural) | ||
| NB | Studholm (Rural) | ||
| PQ | Alma | ||
| PQ | Baie-Comeau | ||
| PQ | Chicoutimi | ||
| PQ | Cowansville | ||
| PQ | Dolbeau | ||
| PQ | Drummondville | ||
| PQ | Granby | ||
| PQ | Joliette | ||
| PQ | Montréal | ||
| PQ | Québec | ||
| PQ | Rimouski | ||
| PQ | Rouyn-Noranda | ||
| PQ | Sainte-Agathe-des-Monts (Rural) | ||
| PQ | Saint-Georges | ||
| PQ | Saint-Hyacinth | ||
| PQ | Saint-Jean-sur-Richelieu | ||
| PQ | Salaberry-de-Valleyfield | ||
| PQ | Sept-Iles | ||
| PQ | Shawinigan | ||
| PQ | Shawville (Rural) | ||
| PQ | Sherbrooke | ||
| PQ | Sorel | ||
| PQ | Thetford Mines | ||
| PQ | Trois-Rivières | ||
| PQ | Victoriaville | ||
| ONT | Alexandria (Rural) | ||
| ONT | Almonte (Rural) | ||
| ONT | Amherstburg (Rural) | ||
| ONT | Aylmer (Rural) | ||
| ONT | Barrie | ||
| ONT | Belleville | ||
| ONT | Blenheim (Rural) | ||
| ONT | Bracebridge (Rural) | ||
| ONT | Brantford | ||
| ONT | Brockville | ||
| ONT | Campbellford (Rural) | ||
| ONT | Chapleau (Rural) | ||
| ONT | Chatham | ||
| ONT | Cobourg | ||
| ONT | Collingwood | ||
| ONT | Cornwall | ||
| ONT | Dryden (Rural) | ||
| ONT | Dunnville (Rural) | ||
| ONT | Elliot Lake | ||
| ONT | Exeter (Rural) | ||
| ONT | Fergus (Rural) | ||
| ONT | Forest (Rural) | ||
| ONT | Goderich (Rural) | ||
| ONT | Guelph | ||
| ONT | Hamilton | ||
| ONT | Hanover (Rural) | ||
| ONT | Hawkesbury | ||
| ONT | Huntsville (Rural) | ||
| ONT | Ingersoll (Rural) | ||
| ONT | Kincardine (Rural) | ||
| ONT | Kingston | ||
| ONT | Kitchener | ||
| ONT | Leamington | ||
| ONT | Lindsay | ||
| ONT | Listowel (Rural) | ||
| ONT | London | ||
| ONT | Midland | ||
| ONT | Morrisburg (Rural) | ||
| ONT | Mount Forest (Rural) | ||
| ONT | Nanticoke (Rural) | ||
| ONT | Napanee (Rural) | ||
| ONT | New Hamburg (Rural) | ||
| ONT | North Bay | ||
| ONT | Norwich (Rural) | ||
| ONT | Ohsweken (Rural) | ||
| ONT | Orillia | ||
| ONT | Oshawa | ||
| ONT | Ottawa - Hull | ||
| ONT | Owen Sound | ||
| ONT | Pembroke | ||
| ONT | Perth (Rural) | ||
| ONT | Peterborough | ||
| ONT | Port Elgin (Rural) | ||
| ONT | Port Perry (Rural) | ||
| ONT | Prescott (Rural) | ||
| ONT | Renfrew (Rural) | ||
| ONT | Sarnia | ||
| ONT | Sault Ste. Marie | ||
| ONT | Seaforth (Rural) | ||
| ONT | Simcoe | ||
| ONT | Smiths Falls | ||
| ONT | St. Catharines | ||
| ONT | St. Marys (Rural) | ||
| ONT | Stratford | ||
| ONT | Strathroy | ||
| ONT | Sudbury | ||
| ONT | Thunder Bay | ||
| ONT | Tilbury (Rural) | ||
| ONT | Tillsonburg | ||
| ONT | Timmins | ||
| ONT | Toronto | ||
| ONT | Wawa (Rural) | ||
| ONT | West Lorne (Rural) | ||
| ONT | Westport (Rural) | ||
| ONT | Winchester (Rural) | ||
| ONT | Windsor | ||
| ONT | Woodstock | ||
| MAN | Brandon | ||
| MAN | Dauphin (Rural) | ||
| MAN | Lac du Bonnet (Rural) | ||
| MAN | Morden (Rural) | ||
| MAN | Neepawa (Rural) | ||
| MAN | Portage la Prarie | ||
| MAN | Selkirk (Rural) | ||
| MAN | Swan River (Rural) | ||
| MAN | The Pas (Rural) | ||
| MAN | Thompson | ||
| MAN | Whitewater (Rural) | ||
| MAN | Winnipeg | ||
| SASK | Assiniboia (Rural) | ||
| SASK | Davidson (Rural) | ||
| SASK | Esterhazy (Rural) | ||
| SASK | Estevan | ||
| SASK | Humboldt (Rural) | ||
| SASK | Kelliher (Rural) | ||
| SASK | Kindersley (Rural) | ||
| SASK | Melville (Rural) | ||
| SASK | Moose Jaw | ||
| SASK | Nipawin (Rural) | ||
| SASK | North Battleford | ||
| SASK | Outlook (Rural) | ||
| SASK | Prince Albert | ||
| SASK | Regina | ||
| SASK | Saskatoon | ||
| SASK | Swift Current | ||
| SASK | Tisdale (Rural) | ||
| SASK | Weyburn (Rural) | ||
| SASK | Yorkton | ||
| ALTA | Brooks (Rural) | ||
| ALTA | Calgary | ||
| ALTA | Camrose | ||
| ALTA | Canmore (Rural) | ||
| ALTA | Consort (Rural) | ||
| ALTA | Drayton Valley (Rural) | ||
| ALTA | Drumheller (Rural) | ||
| ALTA | Edmonton | ||
| ALTA | Grande Prairie | ||
| ALTA | Hanna (Rural) | ||
| ALTA | High River (Rural) | ||
| ALTA | Lacombe (Rural) | ||
| ALTA | Lethbridge | ||
| ALTA | Lloydminster | ||
| ALTA | Medicine Hat | ||
| ALTA | Olds (Rural) | ||
| ALTA | Ponoka (Rural) | ||
| ALTA | Red Deer | ||
| ALTA | Taber (Rural) | ||
| ALTA | Three Hills (Rural) | ||
| ALTA | Wainwright (Rural) | ||
| ALTA | Westlock (Rural) | ||
| ALTA | Wetaskiwin | ||
| ALTA | Whitecourt (Rural) | ||
| ALTA | Wood Buffalo | ||
| BC | Abbotsford | ||
| BC | Ashcroft (Rural) | ||
| BC | Campbell River | ||
| BC | Chilliwack | ||
| BC | Courtenay | ||
| BC | Cranbrook | ||
| BC | Creston (Rural) | ||
| BC | Dawson Creek | ||
| BC | Duncan | ||
| BC | Fort St. John | ||
| BC | Gibsons (Rural) | ||
| BC | Kamloops | ||
| BC | Kelowna | ||
| BC | Kimberley (Rural) | ||
| BC | Kitimat | ||
| BC | Ladysmith (Rural) | ||
| BC | Merritt (Rural) | ||
| BC | Nanaimo | ||
| BC | Nelson (Rural) | ||
| BC | Osoyoos (Rural) | ||
| BC | Parksville (Rural) | ||
| BC | Penticton | ||
| BC | Port Alberni | ||
| BC | Powell River | ||
| BC | Prince George | ||
| BC | Prince Rupert | ||
| BC | Quesnel | ||
| BC | Salmon Arm (Rural) | ||
| BC | Smithers (Rural) | ||
| BC | Squamish (Rural) | ||
| BC | Summerland (Rural) | ||
| BC | Terrace | ||
| BC | Vancouver | ||
| BC | Vernon | ||
| BC | Victoria | ||
| BC | Williams Lake | ||
| YT | Whitehorse | ||
| NWT | Iqaluit (Rural) | ||
| NWT | Yellowknife |
