This appendix describes in more detail the rural markets which we have examined as part of our competition review. It is up to the Banks to propose how to address the conclusions set out in this letter. No inference is made and none should be drawn about the future of any branch located in any market listed in this appendix.
| Province | Names of Rural Geographic Markets | Branch Locations |
|---|---|---|
| Newfoundland | Stephenville | STEPHENVILLE |
| STEPHENVILLE CROSSING | ||
| Nova Scotia | Amherst | AMHERST |
| Antigonish | ANTIGONISH | |
| CANSO | ||
| HAVRE BOUCHER | ||
| Bridgewater | BRIDGEWATER | |
| LUNENBURG | ||
| MAHONE BAY | ||
| NEW GERMANY | ||
| Liverpool | BROOKLYN | |
| LIVERPOOL | ||
| Port Hawkesbury | PORT HAWKESBURY | |
| RICHMOND | ||
| Yarmouth | LOWER EAST PUBNICO | |
| TUSKET | ||
| WEDGEPORT | ||
| YARMOUTH | ||
| New Brunswick | Dalhousie | CAMPBELLTON |
| CHARLO | ||
| DALHOUSIE | ||
| DUNDEE | ||
| EEL RIVER CROSSING | ||
| Grand Falls (Grand-Sault) | GRAND FALLS | |
| GRAND SAULT | ||
| ST-LEONARD | ||
| Miramichi | CHATHAM | |
| CURTIS PARK | ||
| MIRAMICHI | ||
| NEWCASTLE | ||
| St. Stephen | ST. STEPHEN | |
| Studholm | NORTON | |
| SUSSEX | ||
| Quebec | Sainte-Agathe-des-Monts | MONT-ROLLAND (PREVOST) |
| SAINTE-ADELE | ||
| SAINTE-AGATHE-DES-MONTS | ||
| STE-MARGUERITE-DU-LAC-MASSON | ||
| ST-FAUSTIN | ||
| ST-SAUVEUR-DES-MONTS | ||
| VAL DAVID | ||
| Shawville | CAMPBELLS BAY | |
| SHAWVILLE | ||
| Ontario | Alexandria | ALEXANDRIA |
| LANCASTER | ||
| MAXVILLE | ||
| Almonte | ALMONTE | |
| CARLETON PLACE | ||
| Amherstburg | AMHERSTBURG | |
| HARROW | ||
| Arnprior | ARNPRIOR | |
| Atikokan | ATIKOKAN | |
| Aylmer | AYLMER | |
| Beaverton | BEAVERTON | |
| CANNINGTON | ||
| PEFFERLAW | ||
| SUNDERLAND | ||
| Blenheim | BLENHEIM | |
| HIGHGATE | ||
| RIDGETOWN | ||
| Bracebridge | BRACEBRIDGE | |
| GRAVENHURST | ||
| Campbellford | CAMPBELLFORD | |
| HASTINGS | ||
| NORWOOD | ||
| WARKWORTH | ||
| Chapleau | CHAPLEAU | |
| ESPANOLA | ||
| Creemore | ANGUS | |
| CREEMORE | ||
| DUNDALK | ||
| SHELBURNE | ||
| STAYNER | ||
| Dover | DRESDEN | |
| Dryden | DRYDEN | |
| Dunnville | DUNNVILLE | |
| Exeter | AILSA CRAIG | |
| EXETER | ||
| HENSALL | ||
| SEBRINGVILLE | ||
| ZURICH | ||
| Fergus | ELORA | |
| FERGUS | ||
| Forest | ARKONA | |
| FOREST | ||
| WATFORD | ||
| Fort Frances | FORT FRANCES | |
| Gananoque | GANANOQUE | |
| LANSDOWNE | ||
| Goderich | GODERICH | |
| Hanover | AYTON | |
| CLIFFORD | ||
| ELMWOOD | ||
| HANOVER | ||
| WALKERTON | ||
| Huntsville | HUNTSVILLE | |
| Ingersoll | BEACHVILLE | |
| INGERSOLL | ||
| Kincardine | KINCARDINE | |
| RIPLEY | ||
| Kirkland Lake | ENGLEHART | |
| KIRKLAND LAKE | ||
| Listowel | ATWOOD | |
| LISTOWEL | ||
| MILVERTON | ||
| PALMERSTON | ||
| Markdale | CHATSWORTH | |
| FLESHERTON | ||
| MARKDALE | ||
| Minden | MINDEN | |
| Mitchell | MITCHELL | |
| Morrisburg | CARDINAL | |
| IROQUOIS | ||
| MORRISBURG | ||
| SPENCERVILLE | ||
| Mount Forest | ARTHUR | |
| HARRISTON | ||
| MOOREFIELD | ||
| MOUNT FOREST | ||
| Nanticoke | CAYUGA | |
| FISHERVILLE | ||
| HAGERSVILLE | ||
| JARVIS | ||
| NANTICOKE | ||
| PORT DOVER | ||
| SCOTLAND | ||
| WATERFORD | ||
| Napanee | NAPANEE | |
| New Hamburg | DRUMBO | |
| LINWOOD | ||
| NEW DUNDEE | ||
| NEW HAMBURG | ||
| PLATTSVILLE | ||
| ST CLEMENTS | ||
| TAVISTOCK | ||
| WELLESLEY | ||
| New Liskeard | NEW LISKEARD | |
| Norwich | DELHI | |
| NORWICH | ||
| OTTERVILLE | ||
| Ohsweken | OHSWEKEN | |
| Parry Sound | PARRY SOUND | |
| Perth | PERTH | |
| Petrolia | PETROLIA | |
| WYOMING | ||
| Picton | CONSECON | |
| PICTON | ||
| WELLINGTON | ||
| Port Elgin | PAISLEY | |
| PORT ELGIN | ||
| SOUTHAMPTON | ||
| TARA | ||
| Port Perry | LITTLE BRITAIN | |
| PORT PERRY | ||
| Prescott | PRESCOTT | |
| Renfrew | RENFREW | |
| Seaforth | CLINTON | |
| DUBLIN | ||
| SEAFORTH | ||
| St. Marys | EMBRO | |
| ST MARYS | ||
| THAMESFORD | ||
| Tilbury | MERLIN | |
| POINTE-AUX-ROCHES | ||
| TILBURY | ||
| Walpole Island | SOMBRA | |
| WALPOLE ISLAND | ||
| Wawa | WAWA | |
| West Lorne | DUTTON | |
| GLENCOE | ||
| RODNEY | ||
| WEST LORNE | ||
| Westport | WESTPORT | |
| Winchester | CHESTERVILLE | |
| CHRYSLER | ||
| FINCH | ||
| SOUTH MOUNTAIN | ||
| WILLIAMSBURG | ||
| WINCHESTER | ||
| Wingham | BLYTH | |
| BRUSSELS | ||
| MONKTON | ||
| WINGHAM | ||
| WROXETER | ||
| Manitoba | Dauphin | DAUPHIN |
| GILBERT PLAINS | ||
| Lac du Bonnet | LAC DU BONNET | |
| PINAWA | ||
| McAuley | ELKHORN | |
| MC AULEY | ||
| Morden | CARMAN | |
| MIAMI | ||
| MORDEN | ||
| WINKLER | ||
| Neepawa | NEEPAWA | |
| Selkirk | PEGUIS | |
| SELKIRK | ||
| WINNIPEG BEACH | ||
| Steinbach | GRUNTHAL | |
| STEINBACH | ||
| Stonewall | STONEWALL | |
| TEULON | ||
| Swan River | SWAN RIVER | |
| The Pas | THE PAS | |
| Whitewater | DELORAINE | |
| SOURIS | ||
| WAWANESA | ||
| Saskatchewan | Assiniboia | ASSINIBOIA |
| VICEROY | ||
| Davidson | DAVIDSON | |
| IMPERIAL | ||
| SIMPSON | ||
| Esterhazy | ESTERHAZY | |
| STOCKHOLM | ||
| Humboldt | HUMBOLDT | |
| MEACHAM | ||
| PLUNKET | ||
| Kelliher | ITUNA | |
| KELLIHER | ||
| LESTOCK | ||
| Kindersley | KINDERSLEY | |
| Melfort | MELFORT | |
| Melville | MELVILLE | |
| Mossbank | CODERRE | |
| GRAVELBOURG | ||
| MOSSBANK | ||
| Nipawin | CARROT RIVER | |
| CODETTE | ||
| NIPAWIN | ||
| Outlook | LUCKY LAKE | |
| OUTLOOK | ||
| Tisdale | ARCHERWILL | |
| KELVINGTON | ||
| TISDALE | ||
| Weyburn | WEYBURN | |
| Alberta | Brooks | BROOKS |
| Canmore | BANFF | |
| CANMORE | ||
| Consort | CONSORT | |
| HUGHENDEN | ||
| PROVOST | ||
| Drayton Valley | DRAYTON VALLEY | |
| Drumheller | DELIA | |
| DRUMHELLER | ||
| MORRIN | ||
| Hanna | HANNA | |
| SIKSIKA | ||
| High River | BLACK DIAMOND | |
| HIGH RIVER | ||
| NANTON | ||
| OKOTOKS | ||
| TURNER VALLEY | ||
| Jasper | JASPER | |
| Lacombe | LACOMBE | |
| Mayerthorpe | MAYERTHORPE | |
| Olds | CARSTAIRS | |
| DIDSBURY | ||
| OLDS | ||
| Peace River | GRIMSHAW | |
| MANNING | ||
| PEACE RIVER | ||
| Ponoka | HOBBEMA | |
| PONOKA | ||
| Smoky Lake | BOYLE | |
| SMOKY LAKE | ||
| WASKATENAU | ||
| St Paul | ST PAUL | |
| Stettler | STETTLER | |
| Taber | TABER | |
| Three Hills | LINDEN | |
| THREE HILLS | ||
| TROCHU | ||
| Vegreville | MUNDARE | |
| VEGREVILLE | ||
| Vermilion | DEWBERRY | |
| VERMILION | ||
| Wainwright | WAINWRIGHT | |
| Westlock | WESTLOCK | |
| Whitecourt | WHITECOURT | |
| British Columbia | Ashcroft | ASHCROFT |
| CACHE CREEK | ||
| KAMLOOPS | ||
| Creston | CRESTON | |
| Fernie | FERNIE | |
| Gibsons | GIBSONS | |
| SECHELT | ||
| Kimberley | KIMBERLEY | |
| Ladysmith | LADYSMITH | |
| Merritt | MERRITT | |
| Nelson | NELSON | |
| Osoyoos | KEREMEOS | |
| OLIVER | ||
| OSOYOOS | ||
| Parksville | NANOOSE BAY | |
| PARKSVILLE | ||
| QUALICUM BEACH | ||
| Revelstoke | REVELSTOKE | |
| Salmon Arm | ARMSTRONG | |
| CRAWFORD BAY | ||
| ENDERBY | ||
| SALMON ARM | ||
| Smithers | SMITHERS | |
| Squamish | GARIBALDI HIGHLANDS | |
| SQUAMISH | ||
| Summerland | SUMMERLAND | |
| Trail | ROSSLAND | |
| TRAIL | ||
| Northwest Territories | Iqaluit | IQALUIT |