Competition Bureau Canada
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Appendix C - The Competition Bureau's Letter to the CIBC and TD Bank

This appendix sets out the urban and rural markets which we have examined as part of our competition review. It is up to the Banks to propose how to address the conclusions set out in this letter. No inference is made and none should be drawn about the future of any branch located in any market listed in this appendix.



Province Will Not Result in a Substantial Lessening of Competition May Result in a Substantial Lessening of Competition Will Result in a Substantial Lessening of Competition
90 Geographic Markets with 862 Canadian Imperial Bank of Commerce Toronto-Dominion Branches 53 Geographic Markets with 827 Canadian Imperial Bank of Commerce & Toronto-Dominion Branches 36 Geographic Markets with 131 Canadian Imperial Bank of Commerce & Toronto-Dominion Branches
NFLD Corner Brook    
NFLD Gander    
NFLD St. John's    
PEI   Charlottetown  
PEI   Summerside  
NS   Amherst (Rural)  
NS Bridgewater (Rural)    
NS Cape Breton    
NS Halifax    
NS Kentville    
NS New Glasgow    
NS   Truro  
NS Yarmouth (Rural)    
NB Bathurst    
NB Campbellton    
NB   Fredericton  
NB Miramichi (Rural)    
NB Moncton    
NB Saint John    
PQ Chicoutimi    
PQ Drummondville    
PQ Granby    
PQ Montréal    
PQ Québec    
PQ Rouyn-Noranda    
PQ Saint-Jean-sur-Richelieu    
PQ Sherbrooke    
PQ Sorel    
PQ   Val-d'Or  
ONT     Amherstburg (Rural)
ONT Arnprior (Rural)    
ONT     Atikokan (Rural)
ONT   Barrie  
ONT     Beaverton (Rural)
ONT Belleville    
ONT   Bracebridge (Rural)  
ONT   Brantford  
ONT   Brockville  
ONT     Chatham
ONT     Cobourg
ONT     Collingwood
ONT Cornwall    
ONT     Creemore (Rural)
ONT     Dover (Rural)
ONT   Dryden (Rural)  
ONT   Dunnville (Rural)  
ONT   Elliot Lake  
ONT   Fergus (Rural)  
ONT   Forest (Rural)  
ONT     Fort Frances (Rural)
ONT     Gananoque (Rural)
ONT   Guelph  
ONT   Hamilton  
ONT Hanover (Rural)    
ONT Hawkesbury    
ONT     Huntsville (Rural)
ONT   Ingersoll (Rural)  
ONT     Kenora
ONT Kincardine (Rural)    
ONT   Kingston  
ONT     Kirkland Lake (Rural)
ONT Kitchener    
ONT   Leamington  
ONT     Lindsay
ONT   London  
ONT   Markdale (Rural)  
ONT   Midland  
ONT     Minden (Rural)
ONT     Mitchell (Rural)
ONT   Mount Forest (Rural)  
ONT Nanticoke (Rural)    
ONT     Napanee (Rural)
ONT     New Hamburg (Rural)
ONT   New Liskeard (Rural)  
ONT   North Bay  
ONT   Norwich (Rural)  
ONT   Orillia  
ONT   Oshawa  
ONT Ottawa - Hull    
ONT Owen Sound    
ONT     Parry Sound (Rural)
ONT Pembroke    
ONT Perth (Rural)    
ONT   Peterborough  
ONT     Petrolia (Rural)
ONT Picton (Rural)    
ONT     Port Elgin (Rural)
ONT Port Hope    
ONT Sarnia    
ONT   Sault Ste. Marie  
ONT   Seaforth (Rural)  
ONT   Simcoe  
ONT   Smiths Falls  
ONT   St. Catharines  
ONT Stratford    
ONT   Sudbury  
ONT   Thunder Bay  
ONT     Tillsonburg
ONT Timmins    
ONT   Toronto  
ONT     Walpole Island (Rural)
ONT     Windsor
ONT     Wingham (Rural)
ONT Woodstock    
MAN Brandon    
MAN     Dauphin (Rural)
MAN McAuley (Rural)    
MAN Morden (Rural)    
MAN   Portage la Prarie  
MAN Selkirk (Rural)    
MAN Steinbach (Rural)    
MAN     Stonewall (Rural)
MAN The Pas (Rural)    
MAN     Thompson
MAN Winnipeg    
SASK Assiniboia (Rural)    
SASK Estevan    
SASK Kindersley (Rural)    
SASK Melfort (Rural)    
SASK Moose Jaw    
SASK Mossbank (Rural)    
SASK North Battleford    
SASK Prince Albert    
SASK Regina    
SASK Saskatoon    
SASK Swift Current    
SASK Weyburn (Rural)    
SASK Yorkton    
ALTA   Brooks (Rural)  
ALTA Calgary    
ALTA Camrose    
ALTA   Peace River (Rural)  
ALTA Edmonton    
ALTA   Grand Centre  
ALTA Grande Prairie    
ALTA High River (Rural)    
ALTA     Jasper (Rural)
ALTA Lacombe (Rural)    
ALTA Lethbridge    
ALTA Lloydminster    
ALTA     Mayerthorpe (Rural)
ALTA Medicine Hat    
ALTA Olds (Rural)    
ALTA Red Deer    
ALTA     Smoky Lake (Rural)
ALTA   St Paul (Rural)  
ALTA   Stettler (Rural)  
ALTA   Vegreville (Rural)  
ALTA   Vermilion (Rural)  
ALTA     Wetaskiwin
ALTA Wood Buffalo    
BC Abbotsford    
BC   Campbell River  
BC Chilliwack    
BC Courtenay    
BC   Cranbrook  
BC   Dawson Creek  
BC Duncan    
BC     Fernie (Rural)
BC   Fort St. John  
BC   Kamloops  
BC Kelowna    
BC Nanaimo    
BC Parksville (Rural)    
BC Penticton    
BC Port Alberni    
BC Prince George    
BC     Prince Rupert
BC Quesnel    
BC   Revelstoke (Rural)  
BC Salmon Arm (Rural)    
BC Terrace    
BC   Trail (Rural)  
BC Vancouver    
BC Vernon    
BC Victoria    
BC Williams Lake    
YT     Whitehorse
NWT     Yellowknife