Competition Bureau Canada
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Appendix C - The Competition Bureau's Letter to the Toronto-Dominion Bank and Canada Trust

The urban and rural markets the Bureau examined during its review of the proposed merger between Toronto-Dominion and Canada Trust are set out in the following table.

Province Will Not Result in a Substantial
Lessening or Prevention of Competition
May Result in a Substantial Lessening or Prevention of Competition Will Result in a Substantial Lessening or Prevention of Competition
Post-
Remedy

less than 35%

between 35% and 45%

greater than 45%

58 Geographic Markets 14 Geographic Markets 2 Geographic Markets
Nfld. St. John's      
P.E.I. Charlottetown      
N.S. Bridgewater      
N.S. Cape Breton      
N.S. Halifax      
N.B. Fredericton      
N.B. Moncton      
N.B. Saint John      
Que. Montréal      
Ont. Amherstburg      
Ont. Barrie      
Ont. Belleville      
Ont.   Brantford   D
Ont. Brockville      
Ont. Chatham      
Ont.   Collingwood   NCI
Ont. Cornwall      
Ont.   Dunnville   NCI
Ont.   Fergus   NCI
Ont.   Guelph   NCI
Ont.   Hamilton   NCI
Ont. Hanover      
Ont.   Ingersoll   NCI
Ont. Kerns      
Ont. Kingston      
Ont.   Kirkland Lake   NCI
Ont.     Kitchener D
Ont. Leamington      
Ont.   London   NCI
Ont.   North Bay   NCI
Ont.   Norwich   NCI
Ont. Orillia      
Ont.   Oshawa   NCI
Ont. Ottawa      
Ont. Owen Sound      
Ont. Parksville      
Ont. Peterborough      
Ont.     Port Hope D
Ont. Sarnia      
Ont. Sault Ste. Marie      
Ont.   Simcoe   NCI
Ont. St. Catharines      
Ont. Stratford      
Ont. Sudbury      
Ont. Thunder Bay      
Ont. Tillsonburg      
Ont. Timmins      
Ont. Toronto      
Ont.   Wilmot   NCI
Ont. Windsor      
Ont. Woodstock      
Man. Brandon      
Man. Winnipeg      
Sask. Moose Jaw      
Sask. Regina      
Sask. Saskatoon      
Alta. Calgary      
Alta. Edmonton      
Alta. Lethbridge      
Alta. Medicine Hat      
Alta. Red Deer      
B.C. Abbotsford      
B.C. Campbell River      
B.C. Chilliwack      
B.C. Courtenay      
B.C. Duncan      
B.C. Kamloops      
B.C. Kelowna      
B.C. Nanaimo      
B.C. Penticton      
B.C. Prince George      
B.C. Vancouver      
B.C. Vernon      
B.C. Victoria      

"D" indicates divestitures that have to take place pursuant to the undertakings given.

NCI - No competition issue
Upon further examination, no competition issues remained.