March is Fraud Prevention Month #FPM2018
A grey, blue-eyed dog wearing a purple superhero cape has answered the door to a large brown bull.
The bull has a ring through its nose and is holding a clipboard with a contract attached that reads, “Total Bull Repairs Contract.”
The superhero is examining the contract with a large red magnifying glass that reveals the fine print with the message, “This is a Scam.”
The superhero is fighting back against door-to-door scams by taking the time to read the fine print and not giving in to sales pressure.
Beside the scene, a purple sign reads, “March is Fraud Prevention Month.”
For social media purposes, it also includes the hashtag, #FPM2018.
1. Extortion scams
You receive an alarming call from someone who claims to be from the government. They say a recent audit of your account reveals you owe them money and that you must pay immediately. What do you do next to verify this claim?
- You give the caller your contact information and ask that a copy of the caller's identification card be sent to you by email or fax before sending the money.
- You hang up and call the official phone number of that government body to inquire about your account.
- You pay the amount claimed and insist that a detailed receipt or acknowledgement letter be sent to you afterwards.
2. Romance scams
You met someone on an online dating site a few months ago. While the two of you have developed a romantic attachment, you've not yet been able to meet. Your romantic partner claims to be a soldier stationed overseas. You've messaged each other daily. They've sent you gifts and flowers. You believe they are sincere. One day, they inform you that their daughter has been involved in an accident and there's an urgent need for money to pay for home care services. They ask for your help. What should you do?
3. Purchase of merchandise scams
When shopping online, you want to avoid being charged for merchandise that never gets delivered to you. Amid many choices, what should you do to pick a trustworthy website?
4. Counterfeit products and fake reviews
You log on to your favourite social media website and notice a post from a business offering various brand items at a bargain price. Several users of the social media site have commented on that post, praising the authenticity and great price of the usually expensive, brand name items available for sale on the business's website.
5. Overpayment scams
You've posted and sold an item on an online classified website. The buyer sends you payment by cheque for a sum greater than the agreed upon amount. When you advise them of this mistake, they instruct you to return the difference through a well-known money transfer service. What should you do?
6. Subscription traps
Three months ago, a friend of yours ordered a free sample of beauty products from an ad that popped up on social media . The free trial offer required your friend to only pay for shipping fees. Now, unexplained charges have appeared on their credit card statement. The charge appears again the following month.
Although your friend received the promised free-trial product, they likely have been caught in a subscription trap. How can you prevent this from happening?
7. CEO scams
You receive an urgent email from your CEO requesting money to secure a major business deal. The message even uses the CEO's full real name, so it looks legitimate. While it strikes you as an unusual request, time is of the essence and you don't want to let your boss down.
8. Door-to-door scams
A salesperson comes to your door asking to inspect your home's HVAC system. Having let them inside, they inform you that the unit will have to be replaced immediately to avoid damaging your residence. They indicate they have a repair crew that just happens to be in the neighborhood today and can do this supposedly necessary work right away if you sign a release form now.
9. Health product scams
True or False: Websites that offer health products with claims of a scientific breakthrough and include complex technical information, success stories and physician endorsements must deliver on their promises.
10. Fake charities
While looking for recipes online, you notice an ad from the “Transnational Monetary Relief Foundation”. They are requesting monetary donation to help victims of a recent earthquake, hurricane or flood in South-Central Nwamubia. You naturally feel for the plight of this country's people and want to help. What should you do?
11. Phishing scams or identity theft
You receive an email from your bank. It says your personal information in your profile has expired and needs to be confirmed to keep your account open. The email features a link to a website where you are asked to enter personal information, such as your date of birth, social insurance number or credit card number.
What should you do?
12. Who is typically targeted?
Who is typically vulnerable to becoming a targeted victim of fraud?
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